Our standard FREE checking for members over 18 and under 55 years of age.
APY: --Min Deposit: $25.00
Zeal Checking
Free Checking account with added benefits for members 55 or older.
APY: --Min Deposit: $25.00
Holiday Club
Starting a Holiday Club Account lets you stuff the stockings a little fuller for the holidays. Make regular deposits through Automatic Transfers, Payroll Deduction or Direct Deposit and your savings will grow steadily and easily. You’ll earn competitive dividends and, each year on November 1, we’ll transfer your balance directly into the VCCU account of your choice.
APY: 0.10%Min Deposit: $5.00
Special Share
Open with as little as $5 and earn dividends on balances over $25! Regular Share Savings are liquid accounts where withdrawals and deposits are always allowed without penalty.
APY: 0.05%Min Deposit: $5.00
Get Fit Savings $500
Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.
APY: 0.05%
Get Fit Savings $1000
Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.
APY: 0.05%
Get Fit Savings $2500
Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.
APY: 0.05%
6 Month Certificate $1,000/+
APY: 0.25%Min Deposit: $1,000.00
6 Month Certificate $10,000/+
APY: 0.25%Min Deposit: $10,000.00
6 Month Certificate $25,000/+
APY: 0.25%Min Deposit: $25,000.00
12 Month Certificate $1,000/+
APY: 0.30%Min Deposit: $1,000.00
12 Month Certificate $10,000/+
APY: 0.30%Min Deposit: $10,000.00
12 Month Certificate $25,000/+
APY: 0.30%Min Deposit: $25,000.00
24 Month Certificate $1,000/+
APY: 0.50%Min Deposit: $1,000.00
24 Month Certificate $10,000/+
APY: 0.50%Min Deposit: $10,000.00
24 Month Certificate $25,000/+
APY: 0.50%Min Deposit: $25,000.00
36 Month Certificate $1,000/+
APY: 0.50%Min Deposit: $1,000.00
36 Month Certificate $10,000/+
APY: 0.50%Min Deposit: $10,000.00
36 Month Certificate $25,000/+
APY: 0.50%Min Deposit: $25,000.00
48 Month Certificate $1,000/+
APY: 0.60%Min Deposit: $1,000.00
48 Month Certificate $10,000/+
APY: 0.60%Min Deposit: $10,000.00
48 Month Certificate $25,000/+
APY: 0.60%Min Deposit: $25,000.00
60 Month Certificate $1,000/+
APY: 0.85%Min Deposit: $1,000.00
60 Month Certificate $10,000/+
APY: 0.85%Min Deposit: $10,000.00
60 Month Certificate $25,000/+
APY: 0.85%Min Deposit: $25,000.00
Jump-Up Certificate 18 Months $5,000/+
A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.
APY: 0.20%Min Deposit: $5,000.00
Jump-Up Certificate 18 Months $25,000/+
A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.
APY: 0.20%Min Deposit: $25,000.00
Jump-Up Certificate 18 Months $50,000/+
A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.
APY: 0.20%Min Deposit: $50,000.00
Jump-Up Certificate 24 Months $5,000/+
A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.
APY: 0.40%Min Deposit: $5,000.00
Jump-Up Certificate 24 Months $25,000/+
A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.
APY: 0.40%Min Deposit: $25,000.00
Jump-Up Certificate 24 Months $50,000/+
A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.
APY: 0.40%Min Deposit: $50,000.00
APY (Annual Percentage Yield)
Your Selected Products
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
0.05%
0.05%
$500.00
$500.00
N/A
0.05%
0.05%
$2,500.00
$500.00
N/A
0.10%
0.10%
$10,000.00
$500.00
N/A
0.10%
0.10%
$25,000.00
$500.00
N/A
0.10%
0.10%
$50,000.00
$500.00
N/A
0.15%
0.15%
$100,000.00
$500.00
N/A
Dividend Rate
0.05%
APY:
0.05%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.05%
APY:
0.05%
Minimum Balance:
$2,500.00
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.10%
APY:
0.10%
Minimum Balance:
$10,000.00
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.10%
APY:
0.10%
Minimum Balance:
$25,000.00
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.10%
APY:
0.10%
Minimum Balance:
$50,000.00
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.15%
APY:
0.15%
Minimum Balance:
$100,000.00
Min Deposit:
$500.00
Term (months):
N/A
COURTESY PAY OPT-IN - You must either choose OPT-IN or OPT-OUT for Courtesy Pay on all checking account(s) for ATM and one time MC Debit Card transactions. Please visit our website to read the full disclosure.*
Would you like to enroll in eStatements?Receiving your VCCU account statements online every month is secure, convenient, and free of charge. (If you select no, there may be a fee for paper statements.)*
Yes
No
You have the option of Personalizing this account with the name of your choice. (example: "Vacation Fund", "Christmas Fund", "Emergency").If you would like to do so, please complete the field to the right.*
COURTESY PAY OPT-IN - You must either choose OPT-IN or OPT-OUT for Courtesy Pay on all checking account(s) for ATM and one time MC Debit Card transactions. Please visit our website to read the full disclosure.*
COURTESY PAY OPT-IN - You must either choose OPT-IN or OPT-OUT for Courtesy Pay on all checking account(s) for ATM and one time MC Debit Card transactions. Please visit our website to read the full disclosure.*
You have the option of Personalizing this account with the name of your choice. (example: "Vacation Fund", "Christmas Fund", "Emergency").If you would like to do so, please complete the field to the right.*
Funding is required to complete your account activation. If you choose to fund later [the bank] will reach out to you. This may cause a delay in account activation.
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