Eligibility

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Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live, work or go to school in Ventura or Santa Barbara County:

Select your closest location.

Or I belong to a Select Employee Group (SEG):

Or I am related to a qualified member:

They reside in the following location:A qualified member lives, works or attends school in Ventura or Santa Barbara County.

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Required Products

Select at least one of the following products required for membership

Primary Share

The Primary Share account is a "Savings Account" that all members are required to open and maintain at least a $5 balance.

APY: 0.10% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Money Market Savings Certificate Account

Money Market Access

Max APY: 1.00% Min Deposit: $500.00

Checking Account

Our standard FREE checking for members over 18 and under 55 years of age.

APY: 0.00% Min Deposit: $25.00

Zeal Checking

Free Checking account with added benefits for members 55 or older.

APY: 0.00% Min Deposit: $25.00

Holiday Club

Starting a Holiday Club Account lets you stuff the stockings a little fuller for the holidays. Make regular deposits through Automatic Transfers, Payroll Deduction or Direct Deposit and your savings will grow steadily and easily. You’ll earn competitive dividends and, each year on November 1, we’ll transfer your balance directly into the VCCU account of your choice.

APY: 0.20% Min Deposit: $5.00

Special Share

Open with as little as $5 and earn dividends on balances over $25! Regular Share Savings are liquid accounts where withdrawals and deposits are always allowed without penalty.

APY: 0.10% Min Deposit: $5.00

Get Fit Savings $500

Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.

APY: 0.10%

Get Fit Savings $1000

APY: 0.10%

Get Fit Savings $2500

APY: 0.10%

6 Month Certificate $1,000/+

APY: 2.00% Min Deposit: $1,000.00

6 Month Certificate $10,000/+

APY: 2.00% Min Deposit: $10,000.00

6 Month Certificate $25,000/+

APY: 2.00% Min Deposit: $25,000.00

12 Month Certificate $1,000/+

APY: 2.75% Min Deposit: $1,000.00

12 Month Certificate $10,000/+

APY: 2.75% Min Deposit: $10,000.00

12 Month Certificate $25,000/+

APY: 2.75% Min Deposit: $25,000.00

24 Month Certificate $1,000/+

APY: 3.00% Min Deposit: $1,000.00

24 Month Certificate $10,000/+

APY: 3.00% Min Deposit: $10,000.00

24 Month Certificate $25,000/+

APY: 3.00% Min Deposit: $25,000.00

36 Month Certificate $1,000/+

APY: 3.00% Min Deposit: $1,000.00

36 Month Certificate $10,000/+

APY: 3.00% Min Deposit: $10,000.00

36 Month Certificate $25,000/+

APY: 3.00% Min Deposit: $25,000.00

48 Month Certificate $1,000/+

APY: 3.25% Min Deposit: $1,000.00

48 Month Certificate $10,000/+

APY: 3.25% Min Deposit: $10,000.00

48 Month Certificate $25,000/+

APY: 3.25% Min Deposit: $25,000.00

60 Month Certificate $1,000/+

APY: 3.49% Min Deposit: $1,000.00

60 Month Certificate $10,000/+

APY: 3.49% Min Deposit: $10,000.00

60 Month Certificate $25,000/+

APY: 3.49% Min Deposit: $25,000.00

Jump-Up Certificate 18 Months $5,000/+

A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.

APY: 2.65% Min Deposit: $5,000.00

Jump-Up Certificate 18 Months $25,000/+

APY: 2.65% Min Deposit: $25,000.00

Jump-Up Certificate 18 Months $50,000/+

APY: 2.65% Min Deposit: $50,000.00

Jump-Up Certificate 24 Months $5,000/+

APY: 2.90% Min Deposit: $5,000.00

Jump-Up Certificate 24 Months $25,000/+

APY: 2.90% Min Deposit: $25,000.00

Jump-Up Certificate 24 Months $50,000/+

APY: 2.90% Min Deposit: $50,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.10%	0.10%	$500.00	$500.00	N/A
.	0.60%	0.60%	$2,500.00	$500.00	N/A
.	0.70%	0.70%	$10,000.00	$500.00	N/A
.	0.80%	0.80%	$25,000.00	$500.00	N/A
.	0.90%	0.90%	$50,000.00	$500.00	N/A
.	1.00%	1.00%	$100,000.00	$500.00	N/A

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Funding

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One-time Membership Fee

$10.00

Total Deposit

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please upload a copy of your current valid Government Identification (State ID/Driver License, Matricula, or Passport).

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information