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New Membership

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Eligibility
Select branch location
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
My employer is:
My relationship to the qualifed member is:
They are employed by:
My closest/most convenient region is:
I live, work or go to school in Ventura or Santa Barbara County.
My relationship to the qualified member is:
They reside in the following region:A qualified member lives, works or attends school in Ventura or Santa Barbara County.
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Required Products
Select at least one of the following products required for membership
Primary Share

The Primary Share account is a "Savings Account" that all members are required to open and maintain at least a $5 balance.

APY: 0.05% Min Deposit: $5.00


You may select one of the following products
Available Products
Money Market Access

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Max APY: 0.15% Min Deposit: $500.00

Checking Account

Our standard FREE checking for members over 18 and under 55 years of age.

APY: -- Min Deposit: $25.00

Zeal Checking

Free Checking account with added benefits for members 55 or older.

APY: -- Min Deposit: $25.00

Holiday Club

Starting a Holiday Club Account lets you stuff the stockings a little fuller for the holidays. Make regular deposits through Automatic Transfers, Payroll Deduction or Direct Deposit and your savings will grow steadily and easily. You’ll earn competitive dividends and, each year on November 1, we’ll transfer your balance directly into the VCCU account of your choice.

APY: 0.10% Min Deposit: $5.00

Special Share

Open with as little as $5 and earn dividends on balances over $25! Regular Share Savings are liquid accounts where withdrawals and deposits are always allowed without penalty.

APY: 0.05% Min Deposit: $5.00

Get Fit Savings $500

Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.

APY: 0.05%

Get Fit Savings $1000

Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.

APY: 0.05%

Get Fit Savings $2500

Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.

APY: 0.05%

6 Month Certificate $1,000/+

APY: 0.25% Min Deposit: $1,000.00

6 Month Certificate $10,000/+

APY: 0.25% Min Deposit: $10,000.00

6 Month Certificate $25,000/+

APY: 0.25% Min Deposit: $25,000.00

12 Month Certificate $1,000/+

APY: 0.30% Min Deposit: $1,000.00

12 Month Certificate $10,000/+

APY: 0.30% Min Deposit: $10,000.00

12 Month Certificate $25,000/+

APY: 0.30% Min Deposit: $25,000.00

24 Month Certificate $1,000/+

APY: 0.50% Min Deposit: $1,000.00

24 Month Certificate $10,000/+

APY: 0.50% Min Deposit: $10,000.00

24 Month Certificate $25,000/+

APY: 0.50% Min Deposit: $25,000.00

36 Month Certificate $1,000/+

APY: 0.50% Min Deposit: $1,000.00

36 Month Certificate $10,000/+

APY: 0.50% Min Deposit: $10,000.00

36 Month Certificate $25,000/+

APY: 0.50% Min Deposit: $25,000.00

48 Month Certificate $1,000/+

APY: 0.60% Min Deposit: $1,000.00

48 Month Certificate $10,000/+

APY: 0.60% Min Deposit: $10,000.00

48 Month Certificate $25,000/+

APY: 0.60% Min Deposit: $25,000.00

60 Month Certificate $1,000/+

APY: 0.85% Min Deposit: $1,000.00

60 Month Certificate $10,000/+

APY: 0.85% Min Deposit: $10,000.00

60 Month Certificate $25,000/+

APY: 0.85% Min Deposit: $25,000.00

Jump-Up Certificate 18 Months $5,000/+

A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.

APY: 0.20% Min Deposit: $5,000.00

Jump-Up Certificate 18 Months $25,000/+

A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.

APY: 0.20% Min Deposit: $25,000.00

Jump-Up Certificate 18 Months $50,000/+

A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.

APY: 0.20% Min Deposit: $50,000.00

Jump-Up Certificate 24 Months $5,000/+

A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.

APY: 0.40% Min Deposit: $5,000.00

Jump-Up Certificate 24 Months $25,000/+

A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.

APY: 0.40% Min Deposit: $25,000.00

Jump-Up Certificate 24 Months $50,000/+

A Special Certificate of Deposit that allows the member to increase the rate/APY earned by their investment once during the term of the account. When members choose to exercise their "jump-up" the rate/APY will be increased to the rate/APY currently being offered on the Jump-up Certificate of the same term.

APY: 0.40% Min Deposit: $50,000.00

APY (Annual Percentage Yield)
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If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?
$10.00

Fund via Internal Transfer

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'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please upload a copy of your current valid Government Identification (State ID/DL, Matricula, or Passport).

Additional Information
What is your current Position/Title with this Buisness?*

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please upload a copy of your current valid Government Identification (State ID/DL, Matricula, or Passport).

Additional Information
What is your current Position/Title with this Buisness?*