A full-service checking account with all the perks of our Simply Essential Checking, plus access to Zelle®, Overdraft Protection options, and no minimum balance fees. Learn more.
APY: 0.00%Min Deposit: $25.00
Simply Essential Checking
A no-frills checking account that comes with Online and Mobile Banking, Bill Pay, Mobile Deposit, Tap & Go™ contactless payments, and no monthly service fees. Learn more.
APY: 0.00%Min Deposit: $25.00
Simply Earn Checking
A paid, dividend-earning checking account with all the perks of our Simply Classic Checking and no fee with a qualifying balance.* Learn more.
Open with as little as $5 and earn dividends on balances over $25! Regular Share Savings are liquid accounts where withdrawals and deposits are always allowed without penalty.
APY: 0.10%Min Deposit: $5.00
Holiday Club
"Starting a Holiday Club Account lets you stuff the stockings a little fuller for the holidays. Make regular deposits through Automatic Transfers, Payroll Deduction or Direct Deposit and your savings will grow steadily and easily. You’ll earn competitive dividends and, each year on November 1, we’ll transfer your balance directly into the VCCU account of your choice.
"
APY: 0.20%Min Deposit: $5.00
Get Fit Savings $500
Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.
APY: 0.10%Min Deposit: $10.00
Get Fit Savings $1000
Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.
APY: 0.10%Min Deposit: $10.00
Get Fit Savings $2500
Automatic savings plan that helps members stick to their savings plan through account transfer or payroll deduction or direct deposit. Earns a higher rate than regular savings and automatically converts to a higher rate certificate of deposit when the stated balance is reached.
APY: 0.10%Min Deposit: $10.00
APY (Annual Percentage Yield)
Your Selected Products
Dividend Rate
APY
Minimum Balance
Minimum Deposit
Term (months)
0.00%
0.00%
$25.00
$25.00
N/A
0.10%
0.10%
$500.00
$25.00
N/A
0.30%
0.30%
$2,500.00
$25.00
N/A
0.35%
0.35%
$10,000.00
$25.00
N/A
0.35%
0.35%
$25,000.00
$25.00
N/A
Dividend Rate
0.00%
APY:
0.00%
Minimum Balance:
$25.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.10%
APY:
0.10%
Minimum Balance:
$500.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.30%
APY:
0.30%
Minimum Balance:
$2,500.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.35%
APY:
0.35%
Minimum Balance:
$10,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
0.35%
APY:
0.35%
Minimum Balance:
$25,000.00
Min Deposit:
$25.00
Term (months):
N/A
Dividend Rate
APY
Minimum Deposit
Term (months)
0.10%
0.10%
$500.00
N/A
0.60%
0.60%
$500.00
N/A
0.70%
0.70%
$500.00
N/A
0.80%
0.80%
$500.00
N/A
0.90%
0.90%
$500.00
N/A
1.00%
1.00%
$500.00
N/A
Dividend Rate
0.10%
APY:
0.10%
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.60%
APY:
0.60%
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.70%
APY:
0.70%
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.80%
APY:
0.80%
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
0.90%
APY:
0.90%
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
1.00%
APY:
1.00%
Min Deposit:
$500.00
Term (months):
N/A
Dividend Rate
APY
Minimum Deposit
Term (months)
1.00%
1.00%
$25,000.00
N/A
1.09%
1.10%
$25,000.00
N/A
1.74%
1.75%
$25,000.00
N/A
2.23%
2.25%
$25,000.00
N/A
Dividend Rate
1.00%
APY:
1.00%
Min Deposit:
$25,000.00
Term (months):
N/A
Dividend Rate
1.09%
APY:
1.10%
Min Deposit:
$25,000.00
Term (months):
N/A
Dividend Rate
1.74%
APY:
1.75%
Min Deposit:
$25,000.00
Term (months):
N/A
Dividend Rate
2.23%
APY:
2.25%
Min Deposit:
$25,000.00
Term (months):
N/A
You have the option of Personalizing this account with the name of your choice. (example: "Vacation Fund", "Christmas Fund", "Emergency").If you would like to do so, please complete the field to the right.*
COURTESY PAY OPT-IN - You must choose OPT-IN or OPT-OUT for Courtesy Pay on all checking and money market account(s) for ATM and one-time MC Debit Card transactions. Please view our Courtesy Pay FAQs to read the full disclosure. Then make your selection below.*
You have the option of Personalizing this account with the name of your choice. (example: "Vacation Fund", "Christmas Fund", "Emergency").If you would like to do so, please complete the field to the right.*
You have the option of Personalizing this account with the name of your choice. (example: "Vacation Fund", "Christmas Fund", "Emergency").If you would like to do so, please complete the field to the right.*
COURTESY PAY OPT-IN - You must choose OPT-IN or OPT-OUT for Courtesy Pay on all checking and money market account(s) for ATM and one-time MC Debit Card transactions. Please view our Courtesy Pay FAQs to read the full disclosure. Then make your selection below.*
COURTESY PAY OPT-IN - You must choose OPT-IN or OPT-OUT for Courtesy Pay on all checking and money market account(s) for ATM and one-time MC Debit Card transactions. Please view our Courtesy Pay FAQs to read the full disclosure. Then make your selection below.*
COURTESY PAY OPT-IN - You must choose OPT-IN or OPT-OUT for Courtesy Pay on all checking and money market account(s) for ATM and one-time MC Debit Card transactions. Please view our Courtesy Pay FAQs to read the full disclosure. Then make your selection below.*
COURTESY PAY OPT-IN - You must choose OPT-IN or OPT-OUT for Courtesy Pay on all checking and money market account(s) for ATM and one-time MC Debit Card transactions. Please view our Courtesy Pay FAQs to read the full disclosure. Then make your selection below.*
You have the option of Personalizing this account with the name of your choice. (example: "Vacation Fund", "Christmas Fund", "Emergency").If you would like to do so, please complete the field to the right.*
Please answer the following question(s)
How did you hear about us?*
Did a current VCCU member refer you for membership?*
Name of VCCU member who referred you*
Phone number or email of member who referred you*
¿Prefiere información en Español cuando esté disponible? / Would you prefer information in Spanish when available?
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
Would you like to receive text messages regarding your application status?*
Read, Sign and Submit
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The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.
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